February 2026 Edition
Welcome to the first edition of the Insight Tax Accountants newsletter.
Our aim is to provide timely updates, practical tax insights, and important compliance reminders to help individuals, business owners, property investors, and SMSF trustees make informed financial decisions.
🔎 Tax Planning – Don’t Wait Until June
The second half of the financial year is the ideal time to review your position before 30 June 2026.
Key areas to consider:
- Review business income projections
- Superannuation contribution limits
- Trust distribution planning
- Capital gains implications before selling assets
- Division 7A loan compliance
- Writing off bad debts where appropriate
Early planning provides flexibility and better outcomes.
🏠 Property Investors – Record Keeping Matters
If you own investment property:
- Ensure loan interest is correctly apportioned
- Maintain accurate rental income records
- Distinguish between repairs and capital improvements
- Review depreciation schedules
- Consider capital gains tax implications before sale
Short-term rentals (including Airbnb-style arrangements) may have different tax and GST implications compared to long-term leasing.
💼 Small Business Focus
For business clients, now is the time to review:
- PAYG instalments
- GST coding accuracy
- Payroll Single Touch Payroll (STP) compliance
- Eligibility for asset write-off measures
- Cash flow forecasting and tax provisioning
If you are considering expansion, restructuring, or purchasing property through a company or trust structure, professional advice should be obtained prior to committing.
📑 ATO Compliance Activity
The ATO continues to focus on:
- Work-related expense substantiation
- Rental property deductions
- Division 7A compliance
- GST reporting accuracy
- SMSF investment strategy compliance
Accurate record keeping remains essential.
🧾 Our Professional Commitment
Insight Tax Accountants Pty Ltd is a registered tax practice committed to ethical, accurate and compliant professional services.
We maintain professional indemnity insurance as required under professional regulations and are bound by the Code of Professional Conduct under the Tax Agent Services Act 2009.
📅 Need Assistance?
If you would like:
- Mid-year tax planning
- Business structure review
- SMSF compliance review
- Property tax strategy consultation
Please contact our office to arrange an appointment.
📌 Regulatory & Professional Disclosure
Insight Tax Accountants Pty Ltd
Registered Tax Agent No: 26339285
Insight Tax Accountants Pty Ltd is a registered tax agent with the Tax Practitioners Board (TPB) and is bound by the Code of Professional Conduct under the Tax Agent Services Act 2009.
If you have a complaint about our services, please contact us in writing so we can work to resolve the matter promptly. If you are not satisfied with our response, you may lodge a complaint with the Tax Practitioners Board at www.tpb.gov.au.
Liability limited by a scheme approved under Professional Standards Legislation (where applicable).